How to transfer
The deal
1:1
Wells Fargo → LifeMiles
Instant
Cents per LifeMiles point
Economy
1.3¢
Business
1.7¢
First
1.9¢
Approx value per point on average bookings. Sweet-spot redemptions can hit 4¢+ per point.
Do this first
Confirm award space on LifeMiles BEFORE you transfer
Transfers are final and cannot be reversed. Open LifeMiles's site in another tab, sign in, and load the exact flight you want at the points price you expect. Come back only when you're ready to redeem.
Open LifeMiles award search →What you should know
You need a free LifeMiles account
Wells Fargo asks for your LifeMiles member number during the transfer. Sign up takes a minute and costs nothing.
Create LifeMiles account →Minimum transfer: 1,000 Wells Fargo points
You can't transfer less than 1,000, and transfers must be in increments of 1,000.
Instant — usually under a minute
This transfer pair is marked instant and typically posts within seconds to a few minutes. Even so, occasional system delays happen — wait until you see the points in your destination account before doing anything else. These are typical times, not guarantees — always confirm award space first because transfers can't be reversed.
Cancellation: cancellation has a fee
$50-$200 redeposit fee (by cabin/distance) plus $25 booking fee that is never refunded.
Fee: ~$50Window: Anytime pre-departureTaxes: Partial refund
Points expiration
Wells Fargo: Wells Fargo Rewards points never expire as long as your account is open and in good standing.
LifeMiles: Avianca LifeMiles expire after 12 months of no activity. Easy to reset with a small partner earn or buying as little as 1,000 miles.
Heads up: your Wells Fargo points don't expire, but LifeMiles points (after transfer) do.
LifeMiles: Avianca LifeMiles expire after 12 months of no activity. Easy to reset with a small partner earn or buying as little as 1,000 miles.
Heads up: your Wells Fargo points don't expire, but LifeMiles points (after transfer) do.
Step by step
- 1Log in to Wells FargoGo to your card issuer's rewards portal.
- 2Select LifeMiles as the destinationLifeMiles should appear in the airline partners list. Pick it.
- 3Confirm the ratio and amountTransfer ratio is 1:1. Some programs have minimums (often 1,000 points). Transfers post instantly so you can book right after.
- 4Search and book on LifeMiles's siteWebsite — basic but works
What LifeMiles points are great for
Lufthansa Business to Europe
63–80k LifeMiles pts
BOS → FRA·Business
63k points, no fuel surcharges. The smartest J redemption.
TAP Business to Lisbon
63–80k LifeMiles pts
JFK → LIS·Business
Premium cabin to Europe for under 70k.
Sweet-spot pricing means LifeMiles charges far fewer points for these specific routes than the cash value of the ticket — typically 4¢+ per point versus the average of 1.45¢.
Watch out
- !Mixed-cabin priced at lower tier
- !Buy-miles promotions up to 145% bonus regularly
- !Cash + miles allowed on most awards
Other ways to get LifeMiles points
Official sources
Transfer ratios verified 2026-05-01. Programs change terms occasionally — confirm on the official site before transferring.